Family Planning Perspectives |
Reproductive and Sexual Health Benefits in Private Health Insurance Plans in Washington State |
Table 1. Number and percentage distribution of health insurance plans and total number of enrollees, all by type of plan, Washington State, 1998 | ||||
Type | Plans | Enrollees | ||
No. | % distribution | No. | % distribution | |
Total | 91 | 100 | 1,399,650 | 100 |
HMO | 52 | 57 | 977,813 | 70 |
Preferred-provider org. | 19 | 21 | 245,231 | 18 |
Point-of-service | 13 | 14 | 127,379 | 9 |
Indemnity | 7 | 8 | 49,227 | 3 |
Table 2. Percentage of Washington State health insurance plans offering core reproductive and sexual health care coverage, by type of service, according to plan type | ||||
Service | HMO | Point-of-service | Preferred-organization | Indemnity |
Routine gynecology | 96 | 100 | 72 | 100 |
Maternity | 93 | 92 | 94 | 86 |
Contraception | 50 | 15 | 6 | 0 |
Abortion (elective) | 76 | 85 | 67 | 86 |
Infertility | 20 | 8 | 28 | 86 |
Reproductive cancer screening | 100 | 100 | 94 | 100 |
Sexually transmitted diseases | 100 | 100 | 94 | 100 |
HIV/AIDS | 100 | 100 | 100 | 100 |
Sterilization | 80 | 83 | 65 | 71 |
Table 3. Estimated number of age-specific enrollees in all health plans, number of age-specific enrollees in health plans providing core coverage, and number and percentage of all age-specific enrollees lacking core service coverage | ||||
Service | No. in all plans | No. in plans providing core coverage | Lacking core coverage | |
No. | % | |||
Routine gynecology | 270,138 | 235,475 | 34,663 | 12.8 |
Maternity | 258,774 | 210,761 | 48,013 | 18.6 |
Contraception | 255,244 | 63,381 | 191,863 | 75.2 |
Abortion | 269,955 | 127,002 | 142,993 | 52.9 |
Infertility | 524,805 | 11,116 | 513,689 | 97.9 |
Reproductive cancer screening | 949,647§ | 901,767 | 47,880 | 5.0 |
Sexually transmitted diseases | 949,647§ | 901,767 | 47,880 | 5.0 |
HIV/AIDS | 949,647§ | 949,647 | 0 | 0.0 |
Sterilization | 522,236 | 328,979 | 193,257 | 37.0 |
Women aged 15-44. Women and men aged 15-44. §Women and men aged >=15. Note: Numbers of women and men in each age category were estimated by applying adjusted statewide age categories to total reported numbers of enrollees. |
Table 4. Percentage of health insurance plans with routine plus restricted coverage, by service, according to plan type, United States (1993) and Washington State (1998) | ||||||||
Service | Indemnity plan | Preferred-provider organization | Point-of-service plan | HMO | U.S. | WA | U.S. | WA | U.S. | WA | U.S. | WA |
Gynecology | ||||||||
Annual exam | 48 | 100** | 68 | 72 | 90 | 100 | 100 | 96* |
Pap test | 76 | 100 | 86 | 72 | 95 | 100 | 100 | 96* |
Chlamydia test | 78 | 100 | 85 | 72 | 100 | 100 | 100 | 96* |
Mammogram | 84 | 100 | 90 | 100 | 95 | 100 | 100 | 100 |
Maternity care | ||||||||
Obstetric care | 96 | 86 | 99 | 94 | 95 | 92 | 99 | 100 |
Reversible contraception | ||||||||
IUD insertion | 25 | 0 | 25 | 6 | 46 | 62 | 86 | 70* |
IUD device | 17 | 0 | 21 | 6 | 33 | 62 | 47 | 70* |
Diaphragm fitting | 21 | 0 | 23 | 6 | 46 | 46 | 81 | 68 |
Diaphragm device | 15 | 0 | 17 | 6 | 33 | 38 | 52 | 70* |
Implant insertion | 26 | 0 | 29 | 6* | 54 | 38 | 62 | 52 |
Implant device | 23 | 0 | 27 | 6 | 48 | 31 | 47 | 52 |
Implant removal | 36 | 0 | 37 | 11* | 59 | 46 | 65 | 52 |
Injectable | 41 | 0* | 42 | 6** | 75 | 62 | 80 | 59* |
Oral contraceptives | 41 | 0* | 48 | 11** | 63 | 92* | 86 | 84 |
Sterilization | ||||||||
Tubal ligation | 90 | 86 | 90 | 88 | 98 | 83 | 94 | 84* |
Vasectomy | 89 | 86 | 90 | 88 | 95 | 83 | 94 | 84* |
Abortion | ||||||||
Average availability | 87 | 93 | 86 | 83 | 88 | 92 | 90 | 88 |
Infertility | ||||||||
Endometrial biopsy | 80 | 86 | 79 | 50* | 81 | 77 | 94 | 51*** |
Semen analysis | 64 | 14* | 60 | 44 | 71 | 46 | 95 | 27*** |
In vitro fertilization | 16 | 0 | 17 | 0 | 19 | 0 | 24 | 0*** |
Medication | 45 | 14 | 45 | 28 | 51 | 8** | 75 | 24*** |
Difference is statistically significant, X2p<.05. **Difference is statistically significant, X2p<.001. Washingtion coverage is significantly lower than U.S. coverage, p<.001 (odds ratio 0.55, 95% confidence interval 0.48--0.63). Source: U.S.Data (1993) --see reference 16. |
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© copyright 2001, The Alan Guttmacher Institute. |