The Guttmacher Institute is evaluating how sexual and reproductive health and rights fit into U.S. health care reform efforts. Previous analyses have described people’s wide array of sexual and reproductive health needs and laid out a set of principles for how to address them within the health care system. This analysis applies those principles to one specific health care reform proposal. Evaluations of additional proposals can be found here.
Proposal name and bill number: Medicare for All Act (S. 1804, 115th Congress)
Proposal sponsor/author: Sen. Bernie Sanders (I-VT)
Proposal version date: 9/13/2017
Related proposal: H.R. 1384, 1116th Congress, Rep. Pramila Jayapal (D-WA)
Summary of Proposal
Creates a federally run, nationwide health insurance program (often described as a “single-payer” program) to cover all U.S. residents, replacing existing private and public health insurance programs. (Also creates a temporary option for people to buy into the current Medicare system during the transition period to this new single-payer program. That temporary option is not analyzed here.)
Ensure Comprehensive Insurance Coverage for Everyone
Provide coverage to all without cost or paperwork barriers: Enrolls all U.S. residents in a new national health insurance program. No explicit restrictions related to immigration status; however, “residency” would be defined by the Department of Health and Human Services (HHS), providing a hostile administration an opportunity to exclude many immigrants. Does not require premiums but (according to a separate document from the bill’s sponsor) does require new federal taxes on individuals and companies.
Cover the complete scope of sexual and reproductive health services without barriers: Requires coverage for 10 categories of health benefits, including “comprehensive reproductive, maternity, and newborn care.” A fact sheet from the bill’s sponsor says it includes abortion, though abortion and other specific reproductive health services are not listed in the bill itself. HHS has authority to make policy on benefits covered and what is “medically necessary or appropriate,” which leaves room for abuse. Includes language intended to override restrictions on the use of federal funds for abortion coverage and care (like the Hyde Amendment). Prohibits cost sharing (e.g., copays) for almost all services and gives patients a legal right to coverage, which should limit barriers to care; drug formularies are allowed (meaning, patients might be limited to specific drugs).
Build and Maintain a Robust Provider Network
Ensure that patients may seek care from any qualified provider: Allows patients to receive care from any provider that is qualified, as determined by HHS. Includes explicit protections for providers who offer reproductive health services (like Planned Parenthood) to ensure they may not be excluded for reasons other than their ability to provide care.
Fully reimburse providers and invest in their education, facilities and technology: Creates a national budget for the program to pay for patient health services, health professional education, investment in facilities and equipment, prevention and public health activities, and more. This budget would subsume many existing federal programs, possibly including the Title X national family planning program. Uses Medicare reimbursement rates, which are generally lower than rates under private insurance. Leaves numerous implementation decisions up to HHS.
Keep pace with emerging services and methods, such as telehealth: Not addressed.
Guarantee and Enforce Strong Patient Protections
Eliminate legal, cultural and safety-related barriers to care: Not addressed.
Respect patients’ privacy and autonomy and guard against coercion: Does not include provisions to promote patients’ right to provide informed consent to care; guarantee that patients receive information, referrals or care; or address the potential harm of refusals of care by institutions or individuals. Requires HHS to protect patient privacy in studying health quality and outcomes but does not clearly prioritize patient needs above cost concerns or other priorities in quality assessment.
Fight discrimination and promote equitable health care access and experiences: Includes anti-discrimination protections for patients “on the basis of race, color, national origin, age, disability, or sex, including sex stereotyping, gender identity, sexual orientation, and pregnancy and related medical conditions (including termination of pregnancy).” Requires data collection and reports on health inequities and disparities, and national goals and plans to improve services in underserved areas and for underserved populations.
- Designed to provide comprehensive, cost-free health insurance coverage for all U.S. residents, regardless of immigration status.
- Explicitly covers abortion and "all other reproductive health services" as a category and lifts federal restrictions on that coverage.
- Includes specific protections for providers who offer reproductive health services.
- Establishes strong anti-discrimination protections for patients and includes steps to address health inequities and reach underserved populations.
- Under a supportive administration, would have strong potential on multiple fronts to address sexual and reproductive health needs.
- The program’s national health budget and Medicare reimbursement rates provide no guarantees of improved or even adequate investment in providers, and establishing a national health budget could lead to the elimination of dedicated funding streams for sexual and reproductive health care, such as Title X.
- Does not include many important patient protections against coercion or address many current barriers to care.
- Under a hostile administration, many specific sexual and reproductive health services could be excluded from coverage (perhaps with the justification that those services could be covered under separate, privately purchased insurance plans).
- Under a hostile administration, many immigrants (who could be defined as not being U.S. residents) could be excluded from coverage.